Tuesday, May 11, 2010

On squeaky wheels (and getting grease)

This post has been on hold for two weeks while I tried to fix my camera, but it's been too long since the last update so here you go - pictures to follow:

After almost a month of complete standstill, things are finally moving at the house again. How, you may be asking, did we manage to inspire such a minor miracle? Good ol’ fashioned tattling, folks. Observe:

To whom it may concern:
As both our 203k Consultant (Jim xxxx, copied on this e-mail) and Contractor (Ionita “Marcella” Rutherford, copied on this e-mail) have been incapable of responding in writing to my husband’s and my concerns, I am now attempting to work through Bank of America, our 203k FHA Rehab loan provider, to resolve our issues with rehabilitation work done on our home since Jan 8, 2010. These issues are detailed below. If this matter does not apply to your department, please provide me with the contact information of the Bank of America employee with whom I should be communicating.
1) County permit for electrical heavy-up not applied for until months after work was complete
2) Electrical heavy-up not done to code (took three months to fix and have inspected)
3) Roofing improperly installed – roof leaked three weeks after being replaced
4) Insulation not installed in outer dining room wall (was only fixed due to water damage resulting from roof problems)
5) Bathroom fans not installed (were supposed to be installed during roofing process – was never done)
6) Substandard work throughout house (especially drywall)
7) Construction debris never removed from backyard
8) Exposed asbestos during installation of kitchen door
9) Lack of communication regarding window installation – as a result, contractor picked locks to gain entry to locked bedrooms for window installation (all without homeowner notification)
10) Contractor used key to gain entry to home 10 days after being told to cease work, setting off burglar alarm (4/20/10)
11) Appliances purchased by homeowner on 1/19/10 (within 203k allowance) have yet to be reimbursed – Consultant has not responded to e-mails regarding when to expect reimbursement
12) Overall lack of communication throughout process
[Documentation/all related e-mails are available and will be provided to the person assigned to resolving these issues.]
Due to these myriad problems, we notified Marcella (by phone, as she does not respond to e-mails) on 4/9/10 that she was to stop all work on our home. There are several items from our original scope of work that were never handled. Due to the lack of communication from both Marcella and Jim, we are sincerely worried about what draws have been made from our 203k escrow account.
We require:
1) A statement of withdrawals from the 203k account thus far
2) Reimbursement for the appliances
3) Information on how to officially STOP the rehabilitation process and return all remaining escrow funds directly to our mortgage loan balance.

We would further appreciate the opportunity to submit, formally and in writing, a detailed account of the lack of professionalism and common sense that Ionita “Marcella” Rutherford displayed in the handling of our rehabilitation so that other potential homeowners are forewarned against using her as a contractor. At the very least, we feel that Bank of America 203k FHA Rehab loan specialists should be notified of Ms. Rutherford’s inability to apply for required permits and complete work in accordance with HUD’s specifications, as these are serious legal oversights.

I greatly appreciate your time and assistance in getting this matter into the hands of the correct person. Kindly “Reply All” so that all parties are included on responses.


I copied half of Bank of America’s corporate offices, our consultant, AND Marcella dearest on the e-mail. Our consultant responded within 30 seconds (which was amazing in and of itself, considering he’d been out of touch for 3+ weeks despite our multiple attempts to contact him) and as of this week (nine-count-‘em-nine days after this was written), the following has been completed:

Steps! Real, walk-able, ankle-friendly steps!

A fan! In the bathroom! Just like we’d asked for four long months ago!

Trash! Removed from the backyard so we’re no longer scaring potential buyers away from the house next door!

Debris! Removed from our dining room! (And just when Erik and I had gotten used to the idea of using overhead kitchen shelves as a sideboard. Darn.)

…and [drum roll please]… caulking!!!! It's not quite flashing, but we had to cut our losses on this one. Goodbye leaks, hello semi-real, working roof. (I still can’t f-ing believe those unlicensed idiots left it off in the first place.)
[UPDATE: So Erik and I were in the backyard the other day and noticed... they didn't do anything to the back dormer, only the front ones. It's totally awesome, because I was really hoping that we would still have work being done on our house three weeks pre-baby. SIKE!]

Since no parties involved ever want me within arm’s length of Marcella ever again (or in Erik’s words: “I don’t want our baby to be born in jail”), my darling husband has graciously taken over the management duties and is now working with Jim directly. I cannot thank him enough, because at eight months pregnant, I’m having trouble even keeping my alphabet straight these days. (Hear that, baby? You’re eating mama’s brains! But I still love you.)

A note: Our consultant gave me a verbal wrist-rapping for mentioning Marcella’s full name on this blog. I maintain that it’s weeeeelllll within my rights as a customer and US citizen, not to mention the single most decent thing I can think to do to protect others from her wretched work ethic, lack of common sense, and irresponsible business practices. So, I will repeat: Please carefully consider all other options and read my entire blog before hiring Ionita “Marcella” Rutherford (DBA L.A.W. Construction) for your home renovation project. Many thanks to Google for spreading the word!

10 comments:

  1. Amy, I happen to google this contractor and found the post. I urge you TO STOP using this contractor IMMEDIATELY. The contractor fraudently obtained proceeds for repairs on my home and then stole the money without any repairs done on my home. This is well over $200,000. I urge you to get a new contractor. I have pressed charges and I understand there are others. It has been a nightmare dealing with this person and I too did not receive return calls until AFTER I fired Marcella dba L.A.W. Construction

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    1. You stated you never received any calls from your constructor until after you fired her. But you never stated your resolutions.

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  2. Pictures of all the new stuff?

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  3. You need to immediately file a complaint with the Maryland Home Improvement Commission. You need to also read the Maryland Judiciary Database and read a little bit more about Ionita Marcella Rutherford. Recently, a grand jury in Prince George's County indicted her on nine felony charges and there is a related civil case, which can also be readily accessed on the internet. I am more than familiar with her and she is a common criminal. She was also fined some $40,000 in violations by the Maryland Department of the Environment in October 2009 for Lead paint related violations on rental properties in Baltimore City. Please help put her in jail where she belongs.

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  4. I wish I read this sooner. I am currently in the middle of a mess with her on two properties.
    I will be hiring a lawyer next week and filing a clainm with MHIC

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  6. After reading these two complaints I did the research and found out that Ionita Marcella Rutherford case in Prince George county really was between her and a friend of her. The house that was in that case was a house she gave to Patricia Wright and actually there is more to that case then the public records. Our company has hired Ionita Marcella Rutherford where she has competed 17 of our projects. The only problem we had with her is she tried to save a person too much money. Where it makes it hard for any contractor to finish the job. She was very professional and extremely nice. We are still presently working with her.

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    1. Blatant lie...Marcella Rutherford NEVER GAVE a house to Patricia Wright. Another one of her many lies. She was actually found guilty of theft and numerous other criminal charges.

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  7. In this case in which Amy & Erik complaint about this contractor L.A.W (Ionita Marcella Rutherford ) this couple fail to inform you that Ms. Rutherford gave them a substantial amount of additional work and this couple kept the balance in which they had owed to Ms Rutherford. In which she did not have to do. We contacted The 203k consultant Jim and was able to get the whole story. In which I suggest people do before you make judgement on someone. When we first met with Ms. Rutherford she did not hide this case. There are always two sides to a story,

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    1. Ms. Rutherford was reimbursed for the work that she satisfactorily completed on our home. We were allowed to keep the remainder in exchange for waiving our right to sue her and our consultant (Jim). He was quite a character and certainly knows how to swing a story in the retelling. Good luck to you if you choose to work with either of them!

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